A consumer contacted our firm regarding a new car purchase from Selma Kia in Selma, CA. During the purchase transaction, which took place over one week, the dealership entered into two purchase contracts with our client. The dealership allegedly backdated the second contract to the date of the first contract, which caused the lending disclosures on the second contract to be inaccurate. California lending laws are very strict and compliance is vigorously enforced. Dealerships cannot backdate a purchase contract to an earlier date. If this occurs, a consumer has the right to cancel the purchase contract or be relieved from paying finance charges. If you feel that a dealership may have inaccurately disclosed the financing fees on your contract, or you signed more than one contract with an incorrect date, please contact us for a free contract review.